Article by PolicyBee Cyber insurance (or cyber liability insurance as it’s also known) helps protect organisations from the damaging repercussions and financial fallout of cyber-attacks, cybercrime, and data breaches. It helps stop attacks, fixes systems, compensates for financial losses, and deals with legal and regulatory issues. That’s the simple version at least. But to understand what cyber […]

Article by PolicyBee The last thing you want to hear when you claim is that your insurance won’t cover your total loss. Or that your insurer is declining (quite within their rights) to pay the full value of your claim. But either can be the very real and damaging consequences of being underinsured. What Is Underinsurance? […]

Article by PolicyBee If you’re someone who’s looking to launch a new start-up or scale-up their side hustle in the future, you might have heard the term, ‘incorporation’, mentioned to you several times. It’s a sure way to protect yourself as your business grows, with clear legal benefits as well as obligations. But, seeing as there’s […]

Article by PolicyBee The difference between freelance, sole trader and self-employed isn’t so much a question of yawning chasms. It’s more a matter of subtle nuances, with a healthy dose of overlap thrown in. In fact, it’s a bit like the difference between a Pink Lady, a Golden Delicious or a Cox’s Orange Pippin. At the […]