Article by PolicyBee When it comes to buying professional insurance, we get the feeling most people think the man in the middle is a hindrance, not a help. So why use an insurance broker? The problem is, buyers tend to think that any additional link in the chain means more cost and hassle to them. And […]

Article by PolicyBee Cyber insurance (or cyber liability insurance as it’s also known) helps protect organisations from the damaging repercussions and financial fallout of cyber-attacks, cybercrime, and data breaches. It helps stop attacks, fixes systems, compensates for financial losses, and deals with legal and regulatory issues. That’s the simple version at least. But to understand what cyber […]

Article by PolicyBee The last thing you want to hear when you claim is that your insurance won’t cover your total loss. Or that your insurer is declining (quite within their rights) to pay the full value of your claim. But either can be the very real and damaging consequences of being underinsured. What Is Underinsurance? […]

Article by PolicyBee The difference between freelance, sole trader and self-employed isn’t so much a question of yawning chasms. It’s more a matter of subtle nuances, with a healthy dose of overlap thrown in. In fact, it’s a bit like the difference between a Pink Lady, a Golden Delicious or a Cox’s Orange Pippin. At the […]