Article by PolicyBee If you have employees, you’ll usually need employers’ liability (EL) insurance. It protects your business if someone who works for you gets ill or injured at work. And supports your staff if you owe them compensation. It’s a legal requirement for most UK businesses. And that makes being clued up on it extremely important. Fortunately, EL is something we do know […]

Article by PolicyBee When it comes to buying professional insurance, we get the feeling most people think the man in the middle is a hindrance, not a help. So why use an insurance broker? The problem is, buyers tend to think that any additional link in the chain means more cost and hassle to them. And […]

Article by PolicyBee Cyber insurance (or cyber liability insurance as it’s also known) helps protect organisations from the damaging repercussions and financial fallout of cyber-attacks, cybercrime, and data breaches. It helps stop attacks, fixes systems, compensates for financial losses, and deals with legal and regulatory issues. That’s the simple version at least. But to understand what cyber […]

Article by PolicyBee The last thing you want to hear when you claim is that your insurance won’t cover your total loss. Or that your insurer is declining (quite within their rights) to pay the full value of your claim. But either can be the very real and damaging consequences of being underinsured. What Is Underinsurance? […]