Article by PolicyBee The last thing you want to hear when you claim is that your insurance won’t cover your total loss. Or that your insurer is declining (quite within their rights) to pay the full value of your claim. But either can be the very real and damaging consequences of being underinsured. What Is Underinsurance? […]

Article by PolicyBee If you’re someone who’s looking to launch a new start-up or scale-up their side hustle in the future, you might have heard the term, ‘incorporation’, mentioned to you several times. It’s a sure way to protect yourself as your business grows, with clear legal benefits as well as obligations. But, seeing as there’s […]

Article by PolicyBee The difference between freelance, sole trader and self-employed isn’t so much a question of yawning chasms. It’s more a matter of subtle nuances, with a healthy dose of overlap thrown in. In fact, it’s a bit like the difference between a Pink Lady, a Golden Delicious or a Cox’s Orange Pippin. At the […]

Article by PolicyBee Find out everything you need to know about your legal duty to protect your staff with this at-a-glance employers’ liability insurance guide. What is employers’ liability insurance? Employers’ liability insurance (EL) protects you against claims made by your employees for injuries and illnesses they suffer at work. It pays any compensation you’re liable […]